Government re-employment


Q: I am in CSRS Offset, retiring in November at age 58 with 30 years at the time of retirement. If I choose to re-employ, how will my annuity be affected by my new Social Security earnings?

A: Since you won’t be eligible for a Social Security benefit until you reach age 62, you won’t be affected by the Social Security earnings limit. You can earn as much as you want until then without it affecting your CSRS annuity. However, if you are re-employed by the federal government, as a rule the salary of your new position would be offset by the amount of your annuity.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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