Q: My father passed away a couple of months ago and my stepmother is waiting to receive the FEGLI and annuity packets from OPM. Per my father’s FERS paperwork, he left my stepmother, my brother (deceased) and I (adult child) as his beneficiaries. However, per all the survivor’s information on the OPM website, only children with disabilities, attending college or under the age of 18 are eligible. Is this true?
A: Any Federal Employees Group Life Insurance benefits will be divided according to your father’s designation of beneficiaries. However, while your stepmother would be entitled to a survivor annuity, to receive a survivor benefit a child must be unmarried and under age 18, be unmarried and incapable of self support because of a disability incurred before age 18, or be a full-time student between the ages of 18 and 22.