Spousal FEHB coverage and Medicare


Q. I am a retired letter carrier who has Medicare Part B, and my family plan FEHB has become my supplement. It also provides primary coverage for my wife, who becomes eligible for Medicare within a few months. I am assuming that when that event takes place, she can select my FEHB plan as her supplement as well, and we just keep paying the same premium for what amounts to two supplements. Am I assuming correctly, or is this change going to turn out to be more complicated than that?

A.  She won’t have to select anything. As long as she is covered by your FEHB enrollment, when she signs up for Medicare, it will automatically become the secondary payer, just as it did with you.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

Leave A Reply