Restoring survivor benefits


Q. When I retire, I will select a survivor benefit for my wife.  After retiring, if she passes before I do, is it true that if I contact OPM it will restore by annuity to the amount it would have been had I not elected a spousal benefit?  If so, is there a specific window of time in which I need to advise the OPM of my wife’s passing?

A. No, there is no specific time frame for notifying OPM. However, it would make sense to do it sooner rather than later.



About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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