Q: I will have 29 years at the U.S. Postal Service, plus 2,200 hours of sick leave, three years in civil service and 27 under FERS in 2012. Am I
eligible for the Social Security supplement at age 56? Does that
decrease my FERS annuity or add to it?

A: If you meet the age and service requirements to retire on an immediate annuity – in your case, your minimum retirement age plus 30 years of service – you’d receive the special retirement supplement. The SRS approximates the Social Security benefit you earned while employed under FERS, and is added to your FERS annuity. FYI: Because you didn’t have five years of CSRS service when FERS came on line, you have no CSRS service. It was automatically converted to FERS service.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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