Opting out of FERS


Q: FERS is a retirement plan for my benefit. If I choose to forego or opt out of this “benefit,” regardless of whether officials stipulate
an increase, is this possible?

A: No. While you could forgo receipt of the benefit when you retire, you would have already paid for it through mandatory retirement deductions from your pay.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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