Windfall elimination


Q: Will the government windfall be adjusted? If I am forced out of the postal service, which I started in in 1980 and I am 52 years old, with only about 55 percent of my high-3 years (about $30,000 a year), this will not be enough for me to retire on. I will be forced to work at least part time, since I cannot collect Social Security. Without deducting 2/3 of my CSRS retirement, it seems I will be forced to work the rest of my life. This was not my plan. If we are forced to retire before we have 80 percent, it seems the law should be changed to allow us to double-dip.

A: It was never a good bet that the windfall elimination provision would be repealed, and it’s even less so now.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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