Fed health plan is secondary; should premium drop?


Q. I am covered under my wife’s Blue Cross/Blue Shield federal plan, even though we both retired from the Postal Service. I am now on Medicare, and Medicare is my primary health coverage (I have plans A and B), with BCBS being secondary. My wife is 62. My question is: Should my wife’s (our) BCBS coverage premium be reduced since BCBS is now secondary and not covering me like it did before I went on Medicare?

A. No. There isn’t any provision in law that would permit that.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

Leave A Reply