Impact of waiving military retirement pay on other benefits


Q. I retired from the military with 20 years of active duty, and receive a military retirement. I currently work as a civil service employee and am considering paying my military deposit to increase my civil service retirement. My question is: If I waive my military retirement pay to get the credit, what impact does it have on all my other military retiree benefits? I do know I still must make Survivor Benefits Plan payments if I don’t elect the SBP through civil service, but what about Tricare for Life, commissary, exchange, etc.?

A. Waiving your military retired pay will have no effect on your other benefits.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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