Military, civilian retirement


Q: I completed 19 years of active-duty service in the Army. I completed my time in the Texas National Guard for retirement. At age 60, I started receiving my military retirement check. I am a federal civilian employee with 11 years under FERS. I have received my statement (amount) of buyback of military time. I want to be sure I will retain my military retirement check. Buyback will give me a total of 30 years for civilian retirement when I pay the deposit. I just want to confirm I will receive both retirements with no reduction.

A: If you make a deposit for that active-duty service, you’ll be able to receive both retirement benefits with no reduction in either.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

Leave A Reply