Insurance for spouse


Q: When do I have to put my wife under my health insurance? She is still working and doesn’t plan to retire for a couple of more years. I plan to retire next year. Do I have to insure her before I retire, while I am still working for the VA, or can I wait till she retires and loses her insurance to put her under my health insurance after I retire?

A: You could change your coverage from self to self and family when she loses her nonfederal coverage. The authority for that is Code 2G under OPM’s Table of Changes to Enrollment.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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