Annuity estimates


Q. Is there a regulation regarding a timely retirement annuity estimate from human resources at an agency or for OPM to later finalize the estimated annuity amount ?

A. While there are no governmentwide rules or regulations governing the provision of annuity estimates, your agency may have established some performance standards for doing that. You’ll have to check to see if yours has.

Although the federal government hasn’t developed any software for computing annuity estimates, others have. You might want to try those at, which are free.



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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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