Retirement checks


Q. My first 25 years of federal service are covered under CSRS. I left for five years and was rehired under CSRS Offset. Do I receive two different checks covering my 25 years in CSRS and my 13 years in CSRS Offset? Are my 25 years in CSRS affected in any way by the CSRS Offset time?

A. You will receive one retirement check that reflects all your years of CSRS-covered service (CSRS and CSRS Offset). If you retire before age 62, your CSRS annuity will be offset at age 62 by the amount of Social Security benefit you earned while covered by CSRS Offset. If you retire at age 62 or later, the offset will occur on the day you retire.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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