Q. I am 73, have been drawing military retirement since 1982, and became a federal employee three years ago. Qualifying for the combined years of military and federal service would be impossible because the payback would be prohibitive. Does FERS allow for this circumstance, or should I resign knowing that no retirement from this second federal job is possible?
A. Retirement from your civilian job is possible. As soon as you have five years of FERS service, you’ll be able to retire and receive an annuity based on that period of employment.