Deferring FEHB?


Q. If I’m eligible for CSRS retirement and eligible for the Federal Employees Health Benefits plan, can FEHB be optional into immediate retirement but activated later? I will retire with 33 years in CSRS and I will have primary insurance from a new job. I would like to save the money on FEHB until I leave this second job. Is it possible to defer the FEHB until five to 10 years after retiring?

A. No.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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