Q. If I’m eligible for CSRS retirement and eligible for the Federal Employees Health Benefits plan, can FEHB be optional into immediate retirement but activated later? I will retire with 33 years in CSRS and I will have primary insurance from a new job. I would like to save the money on FEHB until I leave this second job. Is it possible to defer the FEHB until five to 10 years after retiring?
A. No.