Survivor annuity and Social Security


Q. I’m a CSRS employee. When I die after retirement, will my wife get full annuity payments if she is drawing Social Security, or is there a windfall elimination?

A. The fact that she is receiving a Social Security benefit won’t have any effect on her entitlement to a CSRS survivor annuity.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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