Q. I retired 11 months ago and still not getting my full pension. When I submitted my application through my agency, they approved without any problems. But I just received a letter from the Office of Personnel Management informing me of a $10,000 unpaid deposit. I thought that if there were any issues with retirement, OPM was supposed to inform the employee. If they would have told me, I could have made the choice of continue working until the debt was paid. What can be done at this stage?
A. It’s unlikely that your agency would have known that you had an unpaid deposit. Since your retirement hasn’t been finally adjudicated, you still have time to make the deposit if you want to do that. Whether it’s worth doing is something you’ll have to figure out. If OPM hasn’t already explained your options, ask them to do so.