Postal Service annuity


Q. Approximately how much does a CSRS letter carrier from Kansas receive (pension) after 40 years of service? Never promoted beyond letter carrier.

A. You’ll have to figure it out yourself, using the following formula:

0.015 x your highest three years of average salary (your high-3) x five years of service, plus

0.0175 x your high-3 x five years of service, plus

0.02 x your high-3 x all remaining years of service.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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