Q. I turned 54 in December. I will have 14 years of service by June. Our Postal Service facility is rumored to give an early-out by September. Will I qualify to take an early-out via the deferred MRA+10?

A. You wouldn’t qualify for an early-out because your minimum retirement age is 56. However, you could resign and apply for a deferred annuity when you reach age 62.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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