Retirement at 56


Q. At the age of 56 (born 1958), I will have 27 years of service, but the agency is moving to another location and I would like to retire at that time. Would I be eligible to receive FERS with 27 years at a reduced rate? If eligible, would I also receive the supplemental until Social Security starts at 62?

A. If you receive an official notice of separation and aren’t offered an equivalent position within your commuting area, you’d be eligible for early retirement. As such, you’d receive an immediate annuity based on the standard formula (0.01 x high-3 x years and full months of service) and, since you’ve already reached your minimum retirement age, the special retirement supplement.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

Leave A Reply