Military buyback


Q. I served four years on Air Force active duty. I was hired for a federal civilian position and have been working for four years. I’m not sure if I’m going to stick it out for another 20 or 30. During my civilian employment, I bought back my military time. However, now I’m considering joining the reserve.

Will my active-duty service time buyback affect my reserve retirement down the road? Will those four years of active-duty service count toward a reserve retirement?

A. Making a deposit to get credit civilian for your active-duty service won’t have any effect on your reserve retirement. You will still get full credit for that time when you retire from the reserve.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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