Windfall elimination provision


Q. I have 30 years with the federal government. I am under CSRS. I plan to retire in about four years, at age 55. I do not have all the credits I need to receive Social Security at age 63. I believe I will have to work one year after retirement to get my 40 quarters in. With the Social security windfall elimination provision, is there a way to figure out what my Social Security benefit will be?

A. Yes. Go to There you’ll find an explanation of the windfall elimination provision and directions to the WEP calculator.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

Leave A Reply