Q. An article about a House panel approving higher pension contributions for feds said that if you do not have five years by 2013 that you would be subject to the 5.8 percent. What is the cutoff date in 2013? I started Aug. 4, 2008.
A. You are the victim of a common misunderstanding. The law doesn’t apply to current employees, only to those first hired on or after Jan. 1, 2013, and any former employees that return to work for the government and have fewer than five years of creditable service.