Minimum retirement age


Q. I have completed four years in the Navy and am now on my third year with the Veterans Affairs Department. I have a total of seven years, and I am only 26. Can I retire after 20 years of service, or do I really have to wait until I am 60 or older?

A. No, you can’t retire with 20 years of service. And no, you don’t have to wait until age 60. You could retire under the MRA+30 provision (minimum retirement age with at least 30 years of service). Since you were born after 1969, your MRA would be 57.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

Leave A Reply