Survivor benefits and FEHB

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Q. Is it possible to retain my Defense Department survivor benefits plan and use it as the basis for continued Federal Employees Health Benefits coverage for my wife and dependent child if I were to pass away? I plan on retiring under FERS this year. I’d rather not take the FERS SBP as it is more expensive. I am retired military with 20 years and bought back the time.

A. No, it isn’t possible.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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