Special retirement supplement


Q. I am trying to verify that if I take the Social Security supplement at age 60 with 20 years federal service, does that mean when I turn 62 and I receive the increased Social Security benefit that my pension will be reduced by the amount of the supplement. I have friends who do not work for the federal government but are insisting this is the case.

A. Your friends are mistaken. The special retirement supplement approximates the amount of Social Security benefit you earned while a FERS employee. It stops at age 62, when you become eligible for a regular Social Security benefit. That benefit will be based on all of your Social Security-covered employment, not just the time you were covered by FERS.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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