FEHB and Medicare Advantage


Q. My spouse is covered under my FEHB family plan. We are both covered by Medicare Part A. When I retire, I do not plan to add Medicare Part B to my Medicare Part A. Can husband elect to take Medicare Part C and still be eligible to remain on my FEHB family plan? Also, if I changed to a FEHB self-only plan after he enrolls in Medicare Part C, could I include him later in an FEHB family plan or would he lose his eligibility forever?

A. Your husband would continue to be covered by the self and family option of your FEHB plan no matter what parts of Medicare he enrolled in. If you moved to self-only coverage, during any open season you could change back to self and family coverage.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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