Health care coverage for new spouse


Q. I have worked for the federal government for 26 years, and will be eligible to retire next year at age 56. I have family coverage with Blue Cross/Blue Shield for myself and my children but not my ex-husband. If I remarry, I assume I can add my new husband to my family policy. Will my new husband be eligible for health care coverage under my policy in retirement if I retire within the next two to five years?

A. As long as your husband is covered by your self-and-family enrollment on the day you retire, he will remain covered as long as you keep that coverage. If you were to die, he would only be able to do that if he was receiving a CSRS or FERS annuity or you had elected a survivor annuity for him.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

Leave A Reply