3 retirement checks


Q. If a person does 23 years of active-duty (enlisted) Regular Army service and then gets a federal General Schedule job, can he still receive his military retirement pay, military disability check, Social Security and federal retirement check if he retires after 10 years? I was born in 1959.

A. Yes, you can receive all three. However, you need to be aware that you would be retiring under the MRA+10 provision (minimum retirement with at least 10 but no more than 29 years of service). As such, your annuity would be reduced by 5 percent for every year you were under age 62. In addition, you wouldn’t be eligible for the special retirement supplement that approximates the Social Security benefit you earned while a FERS employee. Finally, the earliest that you would be eligible for a Social Security benefit is age 62.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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