FEHB survivor benefits


Q. I am a FERS retiree and about to withdraw my Thrift Savings Plan proceeds via a fixed monthly amount. I consequently need my wife to sign a statement on the TSP-70 form to give up her right to the prescribed joint life annuity. However, my basic annuity (FERS retirement benefit) provides for survivor benefits. Will she still be eligible for FEHB survivor benefits?

A. Decisions you jointly make about your TSP account will have no effect on her entitlement to a FERS survivor annuity.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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