Military buyback and retirement benefits


Q. I am contemplating buying back 20 years’ military time (I am retired military drawing a pension) at a cost of approximately $14,500. I will receive approximately $500 a month more should I buy back the military time and retire under FERS. I understand my military retirement check will stop when I retire from the federal government. Are any of my other retirement benefits (Tricare, commissary, exchange, dental insurance, VA disability) affected? Please cite an official publication where this information is located as well.

A. It’s my understanding that you will lose none of your other military benefits if you make a deposit to get credit for your active-duty service and waive your military retired pay. However, since this is a site for civilian employees and retirees, you’ll have to confirm that by checking with your branch of service.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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