Disability versus regular retirement


Q. I am four years from retirement at the Postal Service; however, I have Parkinson’s disease and don’t know if I can hang in there. Whom can I contact regarding my options, and what is best — disability or trying to hang in there until 2016?

A. You’ve already identified your options: file for disability retirement or continue working until you are eligible for regular retirement. That said, because you are a FERS employee, your annuity would be greater if you were approved for disability retirement than if you took regular retirement.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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