Military buyback and special retirement supplement


Q. I retired from the Army after 20 years. I am a GS-13 with 14 years. It will cost me $14,203.39 to buy back 20 years military time. (The calculations have been done.) I plan to retire at 62. If I buy back the 20 years, when will my military retirement check stop: immediately, or when I eventually retire from the government?

I am 56 years old. Will I be eligible for 14/40ths of what my Social Security will eventually be for each month until I turn 62?

A. You can wait until shortly before you retire to waive your military retired pay. To estimate the amount of your special retirement supplement, use the following formula: your Social Security benefit at age 62 x your total years of FERS service (rounded up to the next higher year) divided by 40.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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