FERS retirement and Social Security


Q. I am a 64-year-old with the Defense Department and have FERS retirement. My service computation date is Feb. 4, 2004. I am planning on retiring within the next year and want to know if my retirement, which I will get for the last 10 years under FERS, will be deducted from my Social Security, for which I have more than 40 credits? I was under the impression that CSRS employees were the ones who had the offset and FERS did not. Am I correct?

A. Since your only federal service is under FERS, you won’t be subject to the windfall elimination provision.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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