Q. I retired on disability about five years ago. I am in CSRS. My annuity statement shows no deduction for the survivor annuity. However, when I got the personalized little book they give you when you retire, it mentions the survivor annuity and how much my wife would get. Am I missing something? Is my wife covered by the survivor annuity I provided? And if this is an OPM snafu, how do I correct it?
Also will I be on the hook to pay back any premiums I would have paid to provide the survivor annuity?
A. Yes, your wife is covered. At retirement, your own annuity was permanently reduced to provide for the survivor annuity.