Q. I retired Aug. 31. I understand I will receive 1.7 percent increase in my Social Security check. Will I receive anything on my FERS annuity with the Postal Service?

A. As a retiree who is already age 62, you’ll receive a FERS cost-of-living adjustment that is proportional to your months on the annuity roll before the COLA becomes effective. Since the 2013 COLA is effective in December 2012 and payable in January 2013, your three months on the annuity roll will result in your receiving a 0.4 percent increase in your annuity.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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