CSRS survivor annuity and survivor’s Social Security


Q. As a CSRS member, my husband has elected to receive reduced benefits to have me receive a survivor annuity if he predeceases me. I receive Social Security and will receive a small pension through TIAA-CREF when I reach age 68. How will my Social Security payment, which is $1,008 after taxes, be affected by my husband’s projected benefit of $6,000 per month?

A. It won’t be affected.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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