Q. As a CSRS member, my husband has elected to receive reduced benefits to have me receive a survivor annuity if he predeceases me. I receive Social Security and will receive a small pension through TIAA-CREF when I reach age 68. How will my Social Security payment, which is $1,008 after taxes, be affected by my husband’s projected benefit of $6,000 per month?
A. It won’t be affected.