CSRS survivor benefit and Social Security


Q. I am a retired federal employee under CSRS. My wife has worked the requisite number of years under Social Security to qualify her to receive Social Security benefits.

If I pass on and she begins to receive survivor benefits from my CSRS pension, will she still be able to apply for and receive Social Security benefits based on her own work? If she does receive Social Security benefits, will there be reductions because of her receiving survivor benefits from CSRS?

A. Nothing will alter her entitlement to receive an unreduced Social Security benefit based on her own work record.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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