Spouse’s Social Security and survivor annuity


Q. I am a retired federal employee and receive a $5,300 monthly CSRS annuity. I do not qualify for Social Security. My wife gets $600 a month in SS benefits that she earned working. If I die, will her survivor benefit of $3,200 a month be reduced by the $600 a month she receives in SS?

A. No, She’ll receive her earned Social Security benefit and her CSRS survivor annuity, with no reduction in either.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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