Pension contributions for new hires


Q. I am going to be starting with the federal government in December. How much will I be contributing to my pension account? Will it be 0.8 percent or 3.1 percent? This will be my first job with the federal government.

A. If you are hired before Dec. 31, you’ll be contributing 0.8 percent of basic pay. Anyone hired after that, or who returns to government employment with fewer than five years of service, will be contributing 3.1 percent.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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