Q. My plan is to retire Jan. 1, 2014. I am 66 years old and, as of Jan. 1, 2013, will have 33 years of government service under CSRS. If sequestration happens and I lose my job, will I be able to apply for retirement at that point, or will it be lost?
A. Since you already meet the age and service requirements to retire, you could do that at any time. Sequestration would have no effect on your entitlement to an annuity or its payment to you.