Q. I was terminated from my position due to unacceptable performance (not misconduct or delinquency). I was a FERS employee with 12 continuous years of service. Will I be eligible to collect a deferred retirement?
A. As long as you leave your contributions in the retirement fund, you can apply for a deferred annuity at age 62. That annuity will be based on your years and full months of service and your high-3 on the day you were terminated.