Suspending FEHB


Q. I turn 65 in March and would like to suspend my FEHB, but I am concerned that I won’t have health coverage until Medicare kicks in. How should I proceed? I’ve have been told that you can suspend your FEHB, but I don’t know the process or how long the grace period is after such an action.

A. There are only two ways you can suspend your FEHB enrollment. 1) If you are enrolling in Tricare,  CHAMPVA or a Medicare Advantage plan or 2) If you are going to be carried under your spouse’s own FEHB enrollment.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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