Continuing federal health care after retirement


Q. I plan to continue my federal health care plan after I retire next year. Will I still have the option to switch providers in the future during open season? Do I have to enroll/sign up for Medicare Part A? Is there any general guidance on whether I should pick up Medicare Part B on top of my existing Federal Employees Health Benefits HMO?

A. Yes, you can change your FEHB provider during any open season. While you don’t have to sign up for Medicare Part A, there’s no reason not to do so. You’ve already paid for it through payroll deductions. As for Part B, it’s your choice based on your needs and expectations. The Office of Personnel Management has a website that may help you make up your mind. Go to


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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