Q. I am a 61-year-old FERS employee with 26 years of service. Given the various proposed legislation to whittle down the deficit, would it any make any sense for me to retire before the end of year in an attempt to protect my benefits from any adverse proposed changes?
A. Your best bet is to keep your eyes and ears open. Since most changes to benefits are prospective, it should give you enough time to decide what to do.