Q. I’m 64½ years old, retired FERS with Federal Employees Health Benefits. No dependents. I am also retired military, but I have never used Tricare. I am now considering what to do in this open season and as I reach 65 years of age.
This is my plan:
1) Enroll in a cheaper (I have Kaiser now), more reasonably priced FEHB during open season.
2) Suspend that new FEHB coverage using form RI 79-9 to OPM.
3) Use my Tricare Standard until I reach 65 years (five months from now).
4) Find a Physician who take Tricare Standard.
5) Enroll in Medicare Part A and Part B.
Did I miss anything? Should I suspend FEHB now or only when I reach 65 years? Can you give me your thoughts on my additional dental and vision insurance through FEHB? I have only used the dental insurance and never the vision insurance. When I turn 65, will I need these with Medicare and Tricare?
A. You’ll find your answer at www.opm.gov/insure/health/faq/tricare.asp.
Just scroll down to “How can an annuitant or former spouse suspend FEHB coverage to use CHAMPVA or TRICARE.”