Health benefits after retirement


Q. I am a Defense Department employee in CSRS. I am 55 and have 30-plus years of service. I can retire tomorrow with an annuity. I am married and have a 21-year-old son who is in school. Will he still be covered under my Blue Cross medical benefits should I retire?

A. I’m assuming that you have self and family coverage and that you will have been enrolled in the Federal Employees Health Benefits program for the five consecutive years before you retire. If so, your son can continue that coverage up to age 26.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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