Deferred annuity and special retirement supplement


Q. I will be 62 in August. If I take a deferred retirement in April, can I collect my special retirement supplement until I get my retirement in August?

A. A deferred retirement is one in which you leave government and apply for an annuity when you meet the age and service requirements to do so. No one who applies for a deferred annuity is eligible for the special retirement supplement. If you are talking about retiring under the MRA+10 provision and postponing the receipt of your annuity to a later date to reduce or eliminate the age penalty, you are in the same boat. No one who retires under the MRA+10 provision is eligible to receive the special retirement supplement.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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