Adding family member to health paln


Q. I have been a federal employee for five years and have covered myself and my minor child under the BCBS basic family plan. My husband is disabled and receives Medicare for his primary and his employee plan for his secondary health insurance. His employer plan’s monthly premium has become expensive, and it would be more cost-effective if he were on my plan. Can I add him to my family plan during open enrollment?

A. Yes.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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