Survivor annuity and Social Security


Q. I am under CSRS. If my wife were to begin receiving survivor benefits under my federal retirement, would her own Social Security Benefits (based on her own employment) be affected?

A. No. She’ll be entitled to both the survivor annuity and her earned Social Security benefit.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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